+Increase Font | -Decrease Font
Click Here to Explore Medicare > Part A > Part B > Part C > Part D > General Medicare Info

Click on the links below for information on any of the Medicare Supplement Plans
or Click Here to Compare them.

 

Medicare Supplement Plans Plan A Plan B Plan C Plan D Plan F You Are Currently Viewing Plan G Plan K Plan L Plan M Plan N

Medicare Supplemental Plan G

Medicare Supplement Plan G is a standardized Medicare Supplemental Insurance Plan that is available in most states. From our experience the Medigap Plan G has become the most popular of all Medicare Supplement Plans as it contains comprehensive coverage for everything Medicare Insurance doesn’t cover as long as the charge is approved by Medicare Insurance.

If Medicare Part B or Medicare Part A pay on a doctor or hospital charge, Medicare Supplement Insurance Plan G will pay whatever is left.

Below are the eight gaps covered by Medicare Supplemental Insurance plans. 5 of these 8 gaps are covered by Medicare Supplement Plan G and the two gaps that aren’t covered (At Home Recovery and Preventative Care) are not covered by Medicare Insurance at all.

Covered by Medicare Supplemental Plan G

  1. Basic Benefits:
    • Part B Coinsurance (Generally 20% of outpatient expenses)
    • Hospital Coinsurance
    • 365 Additional Days Hospitilization Coverage
    • Blood Deductible Coverage
  2. Skilled Nursing Coinsurance
  3. Part A Deductible
  4. Part B Deductible Difference from Plan F this deductible is NOT paid current $147 for 2014 plan year
  5. Part B Excess
  6. Foreign Travel

Not Covered by Medicare Supplement Plan G

  • At Home Recovery
  • Preventative Care

Medicare Supplement Plan G is very popular because of its comprehensive coverage for procedures covered by Medicare Part A and Medicare Part B. However, we do have other plans like Plan N if you don't need as much coverage and want to lower your premiums.

However, for those who wish the peace of mind of knowing all Medicare approved procedures will be covered and don’t mind taking on the risks involved for At Home Recovery and Prevenative Care, Medigap Plan G can be a tremendous choice. It is important to shop around different Medicare Supplement Plans before making a final decision. As Medicare Supplemental Insurance Companies base Medigap rates on many different factors, more coverage does not always mean lower premiums and lower premiums does not always mean less coverage.


To find compare multiple Medigap Insurance Companies Rates on Plan G and many other Plans call us today to speak with a Licensed Medicare Supplemental Insurance Specialist today at (888) 528-0700.

Medigap Plan G**

MEDICARE (PART A) - HOSPITAL SERVICES - PER BENEFIT PERIOD

*A benefit period begins on the first day you receive service as an inpatient in a hospital and ends after you have been out of the hospital and have not received skilled care in any other facility for 60 days in a row.
Below are the benefits and Services covered by Medicare, Plan G and what you would pay under this plan
Services: MEDICARE INSURANCE PAYS Plan G PAYS YOU PAY

HOSPITALIZATION* Semiprivate room and board, general nursing and miscellaneous services and supplies:

First 60 days

All but $1,132 $1,132 (Part A Deductible) $0

61st through 90th day

All but $283 a day $283 a day $0

91st day and after:
While using 60 lifetime reserve days

All but $566 a day $566 a day $0

Once lifetime reserve days are used:
Additional 365 days

$0 100% of Medicare Eligible Expenses $0**

Beyond the Additional 365 days

$0 $0 All costs
Service: MEDICARE INSURANCE PAYS Plan G PAYS YOU PAY

SKILLED NURSING FACILITY CARE
You must meet Medicare's requirements, including having been in a hospital for at least 3 days and entered a Medicare-approved facility within 30 days after leaving the hospital:

First 20 days

All approved amounts $0 $0

21st through 100th day

All but $141.50 a day Up to $141.50 a day $0

101st day and after

$0 $0 All costs
Service: MEDICARE INSURANCE PAYS Plan G PAYS YOU PAY

BLOOD

First 3 pints

$0 3 pints $0

Additional amounts

100% $0 $0
Service: MEDICARE INSURANCE PAYS Plan G PAYS YOU PAY
HOSPICE CARE
Available as long as your doctor certifies you are terminally ill and you elect to receive these services.
All but very limited coinsurance for outpatient drugs and inpatient respite care $0 Balance

**NOTICE: When your Medicare Part A hospital benefits are exhausted, the insurer stands in the place of Medicare and will pay whatever amount Medicare would have paid for up to an additional 365 days as provided in the policy's "Core Benefits."

During this time the hospital is prohibited from billing you for the balance based on any difference between its billed charges and the amount Medicare would have paid.

Medigap Plan G**

MEDICARE INSURANCE (PART B) - MEDICAL SERVICES - PER CALENDAR YEAR

Once you have been billed $162 of Medicare-Approved Amounts for covered services (which are noted with an asterick*), your Medicare Part B Deductible will have been met for the calendar year.

Service: MEDICARE INSURANCE PAYS PLAN G PAYS YOU PAY

MEDICAL EXPENSES - In or Out of the Hospital and Outpatient Hospital Treatment,
such as Physician's services, inpatient and outpatient medical and surgical services and supplies, physical and speech therapy, diagnostic tests, durable medical equipment:

First $162 of Medicare Approved Amounts*

$0 $162
(Part B Deductible)
$0

Remainder of Medicare Approved Amounts

Generally 80% Generally 20% $0

Part B Excess Charges (Above Medicare Approved Amounts)

$0 100% $0
Services: MEDICARE INSURANCE PAYS PLAN G PAYS YOU PAY

BLOOD

First 3 pints

$0 All costs $0

Next $162 of Medicare Approved Amounts*

$0 $162
(Part B Deductible)
$0

Remainder of Medicare Approved Amounts

80% 20% $0
Services: MEDICARE INSURANCE PAYS Plan G PAYS YOU PAY

CLINICAL LABORATORY SERVICES

Blood tests for Diagnostic Services

100% $0 $0
MEDICARE INSURANCE  PARTS  A & B
Services: MEDICARE INSURANCE PAYS PLAN G PAYS YOU PAY

HOME HEALTH CARE
Medicare Approved Services:

Medically necessary skilled care services and medical supplies

100% $0 $0

Durable medical equipment:  
First $162 of Medicare Approved Amounts*

$0 $162
(Part B Deductible)
$0

Remainder of Medicare Approved Amounts

80% 20% $0
OTHER BENEFITS - NOT COVERED BY MEDICARE INSURANCE
Services: MEDICARE INSURANCE PAYS PLAN G PAYS YOU PAY

FOREIGN TRAVEL- NOT COVERED BY MEDICARE

Medically necessary emergency care services beginning during the first 60 days of each trip outside the USA:

First $250 each calendar year

$0 $0 $250

Remainder of charges

$0 80% to a lifetime maximum of $50,000 20% and amounts over the $50,000 lifetime maximum

webdesign by vxdesigns
All Rights Reserved Copyright 1992-2017